PHOBIK STUDIO™ PRIVACY POLICY

Version 1.0

Effective Date: August 1st 2026

This Privacy Policy explains how Phobik Corp ("Phobik," "we," "our," or "us") collects, uses, stores, shares, and protects information when you access or use Phobik Studio, including the website located at www.phobikstudio.com, our artificial intelligence music generation platform, and all related services (collectively, the "Service").

Your privacy is important to us. Phobik Studio was designed to help people create meaningful songs and memories through artificial intelligence. We recognize that many of the stories and experiences shared with the Service are deeply personal, and we are committed to handling your information responsibly.

By using the Service, you acknowledge that you have read and understand this Privacy Policy.

TABLE OF CONTENTS

1. Scope of this Policy
2. Information We Collect
3. How We Use Information
4. AI Generation & Your Prompts
5. Cookies & Analytics
6. Sharing of Information
7. Data Retention
8. Security
9. Your Privacy Rights
10. Children's Privacy
11. International Users
12. Changes to this Policy
13. Contact Information

1. SCOPE OF THIS POLICY

This Privacy Policy applies to information collected through the Service, including when you:

• create an account;
• purchase Credits;
• generate songs or artwork;
• contact customer support;
• subscribe to newsletters or updates;
• interact with our website; or
• otherwise use the Service.

This Policy does not apply to third-party websites or services that may be linked from or integrated with the Service. Those third parties maintain their own privacy policies, and we encourage you to review them.

2. INFORMATION WE COLLECT

The information we collect depends on how you use the Service.

A. Information You Provide

You may choose to provide information such as:

• your name;
• email address;
• account credentials;
• billing information (processed through our payment providers);
• customer support communications;
• feedback;
• song generation prompts;
• memories and stories you voluntarily submit;
• names or relationships you choose to include in your prompts (for example, a spouse, child, parent, or friend);
• music preferences and creative selections.

You are not required to include personal information in your prompts. Any information you choose to include is submitted voluntarily.

B. AI Generation Information

When you generate content, we may process information such as:

• your prompt text;
• selected music genre;
• mood selections;
• instrumentation preferences;
• energy settings;
• generation history;
• generated song titles;
• generated lyrics;
• generated artwork;
• timestamps associated with content generation.

This information is used to generate and deliver the requested content and to operate the Service.

C. Automatically Collected Information

When you use the Service, we may automatically collect certain technical information, including:

• IP address;
• browser type and version;
• operating system;
• device identifiers;
• referring URLs;
• pages visited;
• clicks and navigation patterns;
• session duration;
• crash reports;
• diagnostic information;
• cookie identifiers;
• approximate geographic region based on IP address.

This information helps us maintain security, diagnose issues, improve performance, and understand how users interact with the Service.

D. Payment Information

Payments are processed by independent third-party payment processors.

Phobik does not store complete credit card numbers or other full payment credentials on its own systems.

Payment providers collect and process payment information in accordance with their own privacy policies and applicable legal requirements.

3. HOW WE USE YOUR INFORMATION

We use the information we collect to:

• create and manage your account;
• authenticate users;
• provide the Service;
• generate AI-created songs and artwork;
• process payments and credit purchases;
• deliver requested content;
• provide customer support;
• respond to inquiries;
• improve website performance;
• monitor reliability and security;
• detect fraud and abuse;
• enforce our Terms of Service;
• comply with legal obligations;
• maintain internal business records;
• develop new features and functionality.

We process personal information only as reasonably necessary for these purposes or as otherwise permitted by applicable law.

4. AI GENERATION & YOUR PROMPTS

One of the core functions of Phobik Studio is generating personalized music based on the prompts and creative information you choose to provide.

We understand that these prompts may include meaningful memories, personal stories, or emotional experiences.

Accordingly:

• We process your prompts to generate the songs and artwork you request.
• We do not sell your prompts or personal stories to advertisers.
• Unless you separately opt in, we do not use the personal stories, memories, or prompts you submit through the Service to train our proprietary AI systems.

We may, however, use de-identified, aggregated, or operational information—such as system performance metrics, feature usage, error reports, and generation statistics—to improve the reliability, security, and functionality of the Service.

Please note that some AI generation functions rely on third-party technology providers. Information necessary to fulfill your request may be securely transmitted to those providers for the sole purpose of generating the content you request, subject to contractual protections and their applicable terms.

5. COOKIES AND SIMILAR TECHNOLOGIES

Like many online services, Phobik Studio uses cookies and similar technologies to operate, secure, and improve the Service.

Cookies are small text files stored on your device that allow us to recognize your browser, remember your preferences, maintain secure sessions, and better understand how the Service is used.

We may use the following categories of cookies:

Essential Cookies

These cookies are necessary for the operation of the Service and cannot be disabled without affecting core functionality.

Examples include:

• account authentication;
• security;
• fraud prevention;
• payment processing;
• session management;
• website functionality.

Performance Cookies

These cookies help us understand how visitors use the Service.

Examples include:

• page visits;
• navigation flow;
• loading times;
• feature usage;
• error reporting;
• performance monitoring.

This information is generally aggregated and does not directly identify individual users.

Functional Cookies

These cookies remember user preferences such as:

• login status;
• language preferences;
• music generation settings;
• user interface preferences;
• accessibility settings.

Analytics Technologies

We may use analytics providers to better understand how the Service is used.

Analytics information may include:

• page views;
• button clicks;
• feature usage;
• browser type;
• device type;
• operating system;
• approximate geographic location;
• referral source;
• session duration.

Analytics data is used solely to improve the Service, monitor performance, identify technical issues, and understand user behavior.

Where required by applicable law, we will obtain your consent before placing non-essential cookies on your device.

6. THIRD-PARTY SERVICE PROVIDERS

To operate the Service efficiently, Phobik Studio works with trusted third-party providers.

Depending on the features you use, information may be shared with providers that perform services on our behalf, including:

• artificial intelligence providers;
• music generation providers;
• payment processors;
• cloud hosting providers;
• database providers;
• authentication providers;
• customer support tools;
• analytics providers;
• fraud prevention providers;
• email delivery services;
• content delivery networks;
• website infrastructure providers.

Examples of providers may include:

• OpenAI
• Suno
• Stripe
• Supabase
• Cloudflare
• Google Analytics
• Amazon Web Services (AWS)
• Resend or other transactional email providers

We share only the information reasonably necessary for those providers to perform the services requested.

We do not authorize these providers to use your personal information for their own marketing purposes unless you separately choose to interact with them.

Because our technology stack may evolve over time, the specific providers we use may change without prior notice.

7. WHEN WE SHARE INFORMATION

We do not sell your personal information.

We also do not sell your personal stories, memories, prompts, or Generated Songs to advertisers.

We may disclose information only under limited circumstances, including:

Service Providers

To operate the Service through trusted vendors.

Legal Requirements

When required by law, subpoena, court order, governmental request, or other legal process.

Protection of Rights

To protect:

• our legal rights;
• our users;
• our employees;
• our systems;
• the public;
• the integrity and security of the Service.

Business Transactions

If Phobik Studio iis involved in:

• a merger;
• acquisition;
• financing;
• asset sale;
• restructuring;
• bankruptcy;
• corporate reorganization,

user information may be transferred as part of that transaction, subject to applicable law.

With Your Consent

We may share information if you specifically request or authorize us to do so.

8. DATA RETENTION

We retain information only for as long as reasonably necessary to:

• provide the Service;
• maintain your account;
• generate and store your requested content;
• comply with legal obligations;
• resolve disputes;
• enforce agreements;
• detect fraud;
• protect our legal rights.

Retention periods may vary depending on:

• the type of information;
• legal requirements;
• operational needs;
• security considerations.

When information is no longer required, we will delete, anonymize, or securely dispose of it in accordance with applicable law and our internal data retention practices.

9. SECURITY

Protecting user information is important to us.

Phobik Studio employs commercially reasonable administrative, technical, and organizational safeguards designed to protect personal information from unauthorized access, disclosure, alteration, or destruction.

These safeguards may include:

• encrypted communications (HTTPS/TLS);
• secure authentication systems;
• role-based access controls;
• secure cloud infrastructure;
• monitoring for unauthorized access;
• regular software updates;
• vulnerability management practices;
• backup and disaster recovery procedures.

However, no method of electronic storage or internet transmission is completely secure.

Accordingly, we cannot guarantee absolute security, and you acknowledge that you provide information to the Service at your own risk.

10. YOUR PRIVACY RIGHTS

Depending on your jurisdiction, you may have certain legal rights regarding your personal information.

These rights may include the ability to:

• access the personal information we maintain about you;
• request correction of inaccurate information;
• request deletion of your personal information;
• request a copy of your information in a portable format where required by law;
• withdraw consent where processing is based on consent;
• object to certain processing activities;
• request restrictions on certain processing activities;
• appeal decisions where required by applicable privacy laws.

To exercise applicable privacy rights, please contact us using the information provided at the end of this Privacy Policy.

We may request information necessary to verify your identity before fulfilling your request.

Certain information may be retained where required by law or necessary to establish, exercise, or defend legal claims.

11. CALIFORNIA PRIVACY RIGHTS

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), including the right to:

• know what categories of personal information we collect;
• know the purposes for which we collect and use personal information;
• request access to certain personal information;
• request deletion of certain personal information;
• request correction of inaccurate personal information;
• limit the use of certain sensitive personal information where applicable;
• not be discriminated against for exercising your privacy rights.

As of the Effective Date of this Privacy Policy, Phobik Studio does not sell personal information or share personal information for cross-context behavioral advertising as those terms are defined under applicable California law.

California residents may exercise their rights by contacting us using the information provided below.

12. INTERNATIONAL USERS

Phobik Corp is headquartered in the United States.

If you access the Service from outside the United States, you understand that your information may be transferred to, stored in, and processed in the United States or other jurisdictions where our service providers operate.

These jurisdictions may have data protection laws that differ from those in your country of residence.

By using the Service where permitted by applicable law, you acknowledge and consent to such transfers.

Where required, Phobik Studio will implement appropriate safeguards for international transfers of personal information.

13. CHILDREN'S PRIVACY

The Service is not directed to children under the age of thirteen (13), and we do not knowingly collect personal information from children under thirteen.

If we become aware that personal information has been collected from a child under thirteen without appropriate parental consent where required by law, we will take reasonable steps to delete such information.

Parents or legal guardians who believe a child has provided personal information may contact us using the information below.

14. DO NOT TRACK SIGNALS

Some web browsers transmit "Do Not Track" ("DNT") signals.

Because there is currently no universally accepted standard governing how websites should respond to DNT signals, Phobik does not currently respond differently to such signals.

If industry standards or applicable law change, we may update our practices accordingly.

15. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy from time to time to reflect changes in:

• our business;
• applicable laws;
• technology;
• security practices;
• Service functionality;
• third-party providers.

When material changes are made, we will update the "Effective Date" at the beginning of this Privacy Policy and, where required by law, provide additional notice.

Your continued use of the Service after the effective date of any revised Privacy Policy constitutes your acknowledgment of the updated Policy.

16. CONTACT US

Questions, requests, or concerns regarding this Privacy Policy may be directed to:

Phobik Corp
Phobik Studio™

Website: https://www.phobikstudio.com

Privacy Email: privacy@phobikstudio.com

General Support: support@phobikstudio.com

Mailing Address:

Phobik Corp
8 The Green Ste B
Dover, Delaware, USA 19901