Policies & Legal

Everything that governs Phobik Studio — in plain sight.

Terms of ServiceThe agreement that governs your use of Phobik Studio.Privacy PolicyWhat we collect, why, and how we protect it.Refund & Credit PolicyHow credits, restorations, and refunds work.Copyright & DMCA PolicyReporting copyright concerns and how we respond.Acceptable Use PolicyWhat you can and can’t create with Phobik Studio.Commercial Use & Licensing PolicyUsing your songs beyond personal listening.Phobik Personal Creative LicenseThe rights you get to every song you create.AI Transparency & Responsible AI PolicyHow our AI works and the guardrails around it.AI Ethics PrinciplesThe principles guiding our use of AI.The Phobik Creative PromiseOur commitment to you and your stories.The Phobik ManifestoWhy Phobik Studio exists.